Hello blog world!

Hello blog world!  We have decided to document our journey of digging our way out of debt before digging a foundation on our new house.  In the past week we have come up with a plan and have starting working and getting our "ducks in a row".  We are also learning the blog world and hoping to document our journey.  Not only for us, but also to help inspire others.  We will just be using our first initials to keep our identity private for now, this may change later.  Now, for a little background info:

Hubby, M, and myself, A, have been married for 17 years.  We have 4 kids.  Hubby has a full time job, plus runs his own business on the side.  I work part time in the public schools.  Over the years, we have accumulated various credit card debts and a second mortgage on the home we live in.  Once our debts are paid, we plan to sell our house and begin to build.  We have been making mortgage payments on the land (which has an old farm house, out buildings and 3 acres) where we will build.  We purchased this in March 2011.  We also still own our first home, which we have been renting out, successfully, for 10 years now. 

Hubby and I have taken Dave Ramsey's Financial Peace University class at our church and believe in his system.  Which is the technique we are using.  We already have $1000 in our emergency fund and are now paying down debt by selling it all, but the kids ;)

In my next post I will list our debt we have to pay.  And then we will begin to document how we are paying if off/what we are selling etc. 

So, I hope you pull up a seat and join us on our journey.  We hope this will encourage you to become financially free, because that is our goal also!